Thai Couple Tong and Au’s Shocking Story: Entangled in a 120 Million Baht Life Insurance Scam

In a startling turn of events that could easily be ripped from the pages of a thrilling crime novel, a Thai couple has made jaw-dropping accusations against their own relatives. Tong and Au, a couple not unlike any other, found themselves entangled in a web of financial deceit and potential danger that far surpassed their wildest nightmares.

Back in 2022, Tong narrowly escaped what he believed was a devious murder attempt, leading them to enlist the aid of Be One, a diligent non-profit organization. Their suspicions were not unfounded; they later stumbled upon a bewildering cache of over 50 life insurance policies amounting to a whopping 120 million baht. Shock waves rippled through their world as they realized these policies were clandestinely acquired while they were behind bars—an ironic twist, given they hadn’t endorsed a single one.

Au, in an emotionally charged interview on Channel 3’s gripping news program Hone Krasae, peeled back the layers of this grand conspiracy. She recounted a debt long owed to her cousins, which she suspected to be the wicked catalyst for this ordeal. Back in 2016, Au had roped in her cousins, Watcharee, Pimphan, and Pimphan’s husband, Thakorn, into her money-lending ventures. Alas, when a borrower defaulted, sparks flew, and fury turned into lawsuits that branded Au and Tong as fraudsters.

Despite their pleas and pledges to repay, Pimpan and Thakorn’s hearts were cold as stone. Refusing extensions, the cousins’ vengeance saw Tong and Au imprisoned from April 29, 2020, until early 2021, a period marked with prolonged separation particularly painful for Au.

Upon their release, tongues wagged and promises were renewed. However, this time Watcharee played a twisted symphony of sympathy and scheming. She extended a helping hand, roping Tong into her business—a move that showcased both generosity and guile. Tong soon joined Watcharee alongside an associate, an ominous police officer named Boy.

As events unfolded on one fateful day, September 18, 2022, Tong was summoned by Boy for a casual dinner. This meeting was propped up as an opportunity, but fate, as it seemed, had darker plans. When Tong declined Au’s participation, citing her motherly duties, a sense of foreboding loomed large. A grim car crash ensued that night, leaving Tong battered and bruised, with the perpetrator mysteriously absent, as if a ghost from a high-stake ghost story.

In a heart-pounding twist, Au and Tong, alarmed for their safety and that of their children, reached out to insurance companies only to be blindsided by the astonishing discovery of policies with staggering coverage—a whopping 72 million baht for Tong and 48 million baht for Au. Yet, they were utterly in the dark about these policies, meticulously orchestrated by Watcharee in a sordid symphony of intrigue.

The investigation revealed Watcharee as the puppeteer, paying premiums and fraudulently listing herself as Tong’s spouse on all policies. Twisting the tangled web further, beneficiaries ranged from Au’s mother and children in a convoluted array to a mysterious woman, Kamala—none other than Watcharee’s business cohort. The conniving Pimphan, Thakorn, and their sister allegedly played roles as agents, their fingers all over the policy papers.

The chilling suspicion lay heavy on Tong and Au’s hearts; they believed their lives were reduced to pawns in a deadly game of insurance riches. The motorcycle crash seemed a cog in a premeditated plot to extinguish Tong; Boy loomed as a phantom suspect.

The couple sought sanctuary and justice with Chalida “Ton Or” Palamart, Be One’s stalwart founder. Heralding their cause, Chalida vowed her support, pledging to pursue action against Watcharee with the tenacity of a hawk. With an investigation on the horizon, there was a beacon of hope that justice would prevail, holding every perpetrator accountable in this tumultuous tale of treachery.